Looking for Professional Liability Insurance in Sparks?
Are you a business owner in Sparks looking for Professional Liability Insurance? Our agency has you covered. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.
At it’s core, Professional Liability Insurance (a.k.a. CGL for Commercial Professional Liability) is the most basic form of commercial liability coverage. If you own a business, having Professional Liability coverage is not optional — it’s mandatory.
At High Sierra Insurance, we represent a wide range of Professional Liability Insurance companies in Nevada and can help pair your business type with the best possible provider and pricing.
What does Professional Liability Insurance Cover?
Business is inherently risky, but Professional Liability insurance protects against many known and unknown risks.
Simply put, professional liability insurance guards you, your business and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts. Often times PL is paired with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).
Here are a few things you can expect Professional Liability Insurance to cover:
- Lawsuits, investigations, and settlements
- Injury damages
- Advertising/Copyright claims
What’s involved with getting Professional Liability Insurance?
With any type of insurance there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be.
Our agency will guide you through the process and make it easy. Many times companies will require you to show them a certificate of insurance before you can do work for them.
This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states.
If you’re confused by any of this don’t worry, we’ll make the process easy. Give us a call and we can help you get the process started when you’re ready.